Your tolerance to risk
We consider one of the major risks to be a planning risk – not meeting your objectives. The more traditional view of risk – investment volatility – is also a major part of our investment process. In addition, we will seek to understand your attitude to risk in respect of catastrophe planning. We will review and agree the strategy you wish to pursue in the event of death, disability and the risk management of other unforeseen factors.
The attitude to investment risk is one of the most difficult areas to deal with effectively. Most people will want to take very little risk until they realise that this will generally result in the lowest returns. To assist us in this aspect of your affairs we use sophisticated risk profiling techniques which have been globally validated and shown to improve the level of understanding of this vital element of the planning process.
In order that we can use the results of this evaluation at the earliest time in our relationship we would be grateful if you would complete the questionnaire, enclosed with this guide, before your first meeting with us. The results of this questionnaire will be taken into account as we develop your plan and will also be used to ensure that our assumptions are in line with your own views.